Title Insurance |
You've protected your home. Now you need to protect your
title! |
| If you are purchasing a new home or refinancing
your current home, title insurance is an important part of the
transaction. Title insurance provides coverage against hidden
defects, such as senility or competency on behalf of the seller,
a forged signature on a deed, or a probate in process that discloses
unknown heirs. A lender requires title insurance to protect
them against any claims for any prior liens affecting the property
such as other mortgages, property taxes or assessments. Having
title insurance provides that extra peace of mind and a fence
of security around your home. |
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| Why Title Insurance |
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| Owning real estate is one of the most
precious values of freedom enjoyed in this country. When you
decide to buy a new home, you want to be sure the property will
be yours and that no one else will have any liens, claims or
encumbrances against your home other than your mortgage agreement. |
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| Loan Policy |
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| A loan policy insures your lender's security
interest against loss due to defects in your title that were
not discovered at the time of sale. The loan policy offers no
protection for the homeowner. |
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