Home Inspection and Insurance |
"Beauty is only skin deep" is especially true
for houses. |
| Homeowner's Insurance |
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| Your home typically is the single biggest
investment you'll ever make and by protecting it with homeowner's
insurance you'll have financial protection against the unexpected.
Aside from protecting your home and your possessions, it provides
you with liability coverage. |
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| Home Inspection |
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| A professional home inspector surveys
the foundation and structure, roof, exterior, major systems
(electrical, heating, cooling and plumbing), and appliances
that will stay with the home. |
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| Tour the house with the inspector, who
will point out potential trouble areas, as well as what's "sound."
If the inspection does turn up some flaws, a seller is often
willing to make repairs, but it may depend on market conditions. |
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| Take notes as you tour. Get the inspection
report in writing. This document will support or deny the contingency
addendum to your purchase agreement. |
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| A home inspection contingency requires
the seller to make legitimate repairs - or if the seller is
unwilling to do so, it allows you to cancel your purchase agreement. |
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| An inspection may take a few hours and
cost a few hundred dollars, but it can save you time and headaches
in the long run. Your Sales Associate can recommend a professional
inspector. |